Studying in the UK: A students' guide to budgeting

ɫèAV Languages
A man smiling in a coffee shop, with a coffee in one hand and paying for it with his card in the other

Studying at a UK university can be an amazing experience, but it comes with financial obligations. If you're thinking about studying abroad, it's essential to thoroughly research the cost of living in the UK and create a budget that works for you.

We’ve created a simple guide to help you get an idea what to think about when it comes to researching the living expenses in the UK for international students. To make sure you're prepared before you head off to the UK.

Consider all costs

As you prepare for your trip abroad, there are various expenses you'll have to pay for before leaving your country. These one-time expenses include fees for a UK student visa, university fees for international students, and course materials.

Although these costs can be significant, it's important to include them in your budgeting.

Recurring expenses

After moving to the UK, you will have regular expenses to take care of such as rent, transportation, household and phone bills. These expenses remain consistent throughout the year and can be easily planned for.

Unplanned expenses

As an international student in the UK, you may face various living expenses that can vary based on your individual circumstances.

For example, If you often travel on weekends or spend a lot of time going out with your friends, it's best to overestimate those expenses.

It's important to consider your expenses for socializing, shopping for clothes, and pursuing hobbies. If you have a limited budget, it's crucial to monitor these expenses closely.

Researching the cost of living in your area

If you're planning to study in the UK, keep in mind that the cost of living will depend on your location. Living in a big city versus a small town can result in significantly different accommodation costs.

For instance, the average one-bedroom rental can range from £1100 in a smaller city like Oxford to £1,695 in metropolitan London.

If walking isn't an option for you, then you should consider budgeting for transportation. In Glasgow, a monthly pass for public transportation costs £63, while in Manchester, it will cost you £74.

If you're someone who likes to stay active and exercise, you may also need to account for workout costs. Even with student discounts, joining the university gym in Cambridge will cost students about £35 per month, compared to £22 at the on-campus facilities in Leeds.

Where to find local information

Before deciding where to study, it's important to research the cost of living in different cities and regions to ensure it fits within your budget due to the variation in costs.

Do you know any international students who have studied at the university you plan to attend? Or is there a student organization you can contact for information?

Reaching out to current students can provide insight into their daily expenses and they might even offer great tips on where to find good deals or places to avoid.

The cost of student housing varies based on the type of accommodation you prefer. Are you interested in living on campus, renting your own place, or sharing with fellow students off campus? Most schools provide comprehensive details about housing options, including contact information for potential roommates, landlords, or homestay families.

Handy tip:

To help with budgeting as a student in the UK, you can use a like the one provided by the Universities and Colleges Admission Service (UCAS).

The calculator also offers the convenience of selecting your school from a list for accurate local costs.

Part-time UK jobs for international students

With all these expenses, a bit of extra income would be helpful for any student. One possible way to supplement your finances during your studies is through tutoring. You can consider tutoring children or your fellow students at the university. It's important to note that international students are allowed to work up to 20 hours per week during the school year while on a student visa.

Your university's career center can assist you in finding part-time work opportunities, especially if you are looking to gain experience in your field of study. Maybe you're looking to work in a pub or restaurant to improve your English skills and experience the local culture.

Scholarships are available for both undergraduate and postgraduate studies, either directly from universities or through government initiatives. Non-EU nationals seeking postgraduate studies can apply for .

An example of a student budget

Although it may seem overwhelming, estimating your cost of living only requires a few calculations. Simply add up your fixed and variable expenses, as you would if you were living in your home country.

As a helpful reference, we have provided an example of a monthly budget for a student living in Nottingham. The budget is calculated using average spending data obtained from a UK student budget calculator.

Item

Cost

Rental apartment

£385

Transportation (monthly pass with student discount)

£49

Utility bills (electricity, gas, water, etc)

£46

Gym membership (university gym)

£23

Phone and internet

£27

Grocery shopping

£73

Bank fees

£30

Clothes and personal items

£50

Takeaway and eating out

£70

Total

£753

It's common to come across discounts for students, like deals on food at campus eateries, special phone plans, or lower prices at certain shops and restaurants.

Don't miss out on these opportunities and make sure to ask about them. Keep in mind that this budget doesn't cover expenses for shopping or hobbies, so take those into account based on your individual situation.

If you're able to work while studying abroad, it can help ease some of the financial strain. UK residents who require additional support may be eligible for .

There are lots of regarding financing and budgeting whilst abroad, so make sure to do your research and check them out.

More blogs from ɫèAV

  • A woman on her laptop smiling and working

    The science behind Smart Lesson Generator: Making teaching easier with AI

    By Thomas Gardner
    Reading time: 4 minutes

    It's 6 AM on a Monday morning. Ms. Lopez wakes up early to prepare for the day ahead. She spends the morning reviewing lesson plans, making sure everything is ready for her students. By lunchtime, she is preparing for the afternoon, grabbing a quick bite between classes... but it doesn’t stop there. The school day finishes but Ms. Lopez stays late marking assignments. Finally, on Sunday night, she sits at her kitchen table, surrounded by papers, course books and lesson plans.

    Does this sound familiar? You are not alone.

    The challenge teachers face

    In 2024, ɫèAV research found thatÌý76% of teachers spend at least one hour of their personal time on lesson planning each week, with 43% spending more than three hours. This is a lot of time that could be spent on other important tasks. Teachers need a solution that helps them plan lessons fast, is connected to their course books and is built by learning experts.

  • woman working on a laptop

    Why use Smart Lesson Generator?

    By Thomas Gardner
    Reading time: 4 minutes

    Teachers juggle many responsibilities and often find themselves with limited time for lesson planning. Your solution? Smart Lesson Generator is the fast, connected and effective way to plan lesson activities, so you can get back to doing what you love – teaching. Smart Lesson Generator is an AI-powered tool designed to support educators by streamlining lesson planning and creating engaging, pedagogically-sound content. Here’s why you should consider integrating this tool into your teaching toolkit.

    Save time and focus on teaching

    One of the most significant challenges teachers face is the overwhelming amount of time spent on planning and administrative tasks. Smart Lesson Generator addresses this issue head-on by enabling teachers to create high-quality lesson activities in just 60 seconds. This time-saving feature allows educators to dedicate more time to engaging with their students and delivering impactful lessons.

    Ensure content relevance and engagement

    Creating relevant and engaging content is crucial for effective teaching. The Smart Lesson Generator empowers teachers to tailor lesson activities to the specific needs and interests of their students. Whether you’re adapting content based on current events or cultural relevance, the tool ensures that your lessons are always up-to-date and engaging.

    Provide differentiated instruction

    Catering to a diverse classroom with varying abilities can be challenging. Smart Lesson Generator supports differentiated instruction by offering stretch activities for advanced students and remediation activities for those needing additional support. This feature ensures that all students, regardless of their proficiency level, receive the appropriate level of challenge and support, fostering a more inclusive and effective learning environment.

    Pedagogically sound

    As educators, I think we can all agree there is a need for effective AI-tools that are designed by teaching experts. Smart Lesson Generator is aligned with ɫèAV courses and the Global Scale of English (GSE) framework, ensuring that all generated activities are pedagogically sound and level appropriate. This alignment guarantees that the content you deliver is not only engaging but also meets rigorous educational standards, providing a reliable foundation for student learning.

    Explore a variety of activity types

    Smart Lesson Generator currently offers six activity types - with more in development - to cater to different teacher needs and styles. These include:

    • Lesson hook: Engaging warmers to introduce lesson topics and activate prior knowledge
    • Communication starter: Activities designed to promote student interaction and communication skills
    • Reading activity: Additional reading practice aligned with lesson content or personalized topics
    • Exit ticket: Formative assessment tools to evaluate student understanding and encourage reflection
    • Grammar presentation: Support for mastering key language points relevant to the lesson
    • Vocabulary presentation: Activities to enhance vocabulary acquisition and usage

    Personalize the learning experience

    Every classroom is unique, and Smart Lesson Generator allows you to create personalized learning experiences tailored to your students' needs. By generating content based on ɫèAV courses or personalized topics, you can ensure that each lesson is relevant and engaging for your students. This personalization fosters a more dynamic and effective learning environment where students are more likely to stay engaged and motivated.

    Embrace the future of teaching with Smart Lesson Generator and experience the transformative power of AI in education. Save time, enhance engagement and deliver high-quality, personalized lessons that make a lasting impact on your students.

  • A teacher stood next to a young students desk, the student sat at the desk is high fiving his teacher

    What is the ɫèAV Smart Lesson Generator?

    By Thomas Gardner
    Reading time: 3 minutes

    How much of your valuable time is spent on planning and administrative tasks instead of teaching? While 93% of educators start their careers to positively impact students' lives, over 75% end up overwhelmed by these non-teaching duties. But we have a tool to help lighten the load.

    Introducing ɫèAV Smart Lesson GeneratorÌý– a fast, integrated and efficient solution to streamline lesson planning, allowing you to focus on teaching. Let’s explore the Smart Lesson Generator:

    Meet the new ɫèAV Smart Lesson Generator

    The ɫèAV Smart Lesson Generator allows you to create engaging and appropriate lesson plans in seconds. It is connected with ɫèAV courses designed by experts and aligned with the Global Scale of English (GSE) to ensure effectiveness.